The Truely Universal and Interoperable Digital Wallet
Build it into your app or launch it ready to use.
The only standards-based digital wallet platform that supports many credential types, many standards, and many use cases — delivered as a flexible SDK or a ready-to-use app.
One wallet. Many real-world uses.
Built to work across credentials, standards, and industries
Digital Travel Credentials and instant border processing
Move travelers through airports and borders faster by reusing verified ID across airlines, airports, and government systems without or manual data entry or repeated document checks.
Reusable KYC for banking and cross border payments
Reduce onboarding friction and compliance costs by verifying a customer once and securely reusing that trusted identity across products, channels, and partners.
Workforce credentials for employees, invoicing, and access
Simplify employee and contractor access by issuing verifiable credentials that work across systems, roles, and organizations quickly without manual re-provisioning.
Customer authentication and account recovery
Replace fragile passwords and security questions with verifiable credentials that let customers authenticate and recover accounts quickly while stopping synthetic IDs and AI-fraud.
Verified attributes for loyalty and personalization
Deliver personalized experiences and loyalty benefits using verified attributes that customers can share with consent, without exposing unnecessary personal data.
The Indicio Difference: Interoperability by Design
With Indicio, you’re not locked into one credential model or one standard. You can mix, match, and evolve.
The Indicio True Universal Digital Wallet is designed to support many credential types and many standards — simultaneously.
You don’t have to choose between ecosystems, protocols, or future requirements.
You can support them all with one wallet platform.
Some wallets are optimized for one credential type or one ecosystem.
Indicio is designed for environments where multiple standards coexist — and change.
With Indicio’s truly universal wallet you can:
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Support identity, travel, workforce, and customer use cases
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Adapt to regulations and technologies as standards evolve
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Focus on one strategy instead of multiple point solutions
Why interoperability matters
Interoperability future-proofs your wallet strategy as the standards, regulations, and credential formats continue to evolve. This way, you aren’t forced to rebuild or replace your wallet every time a new program, partner, or requirement comes along.
Supporting multiple standards in one place means organizations reduce vendor lock-in and avoid the cost and complexity of maintaining parallel wallet solutions.
This flexibility makes it easier to operate across borders and industries, where different rules and technologies often coexist. It also gives partners and users the freedom to participate in the way that works best for them, without being locked into a single ecosystem.
The problem with most “universal” wallets
Many digital wallets today are tightly bound to a single credential format, a single protocol, or a closed ecosystem. That works for narrow use cases, but breaks down quickly in the real world. That fragmentation increases cost, complexity, and risk.
Instead of building to hold one credential type, standard, or ecosystem, Indicio is built to work across all of them.
Indicio supports a growing list of credentials and standards
For organizations that want an immediate wallet solution that still works across standards and ecosystems.
Credential formats
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AnonCreds
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JSON-LD Verifiable Credentials
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JWT-VC and SD-JWT
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ISO mdoc / mDL
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Digital Travel Credentials (DTC)
Credential formats
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AnonCreds
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JSON-LD Verifiable Credentials
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JWT-VC and SD-JWT
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ISO mdoc / mDL
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Digital Travel Credentials (DTC)
Did Methods
- did:sov
- did:indy
- did:webvh
- did:key
- did:peer
- PKI for mdoc/mDL
Two ways to deploy the same interoperable wallet
One interoperable wallet platform. Two ways to use it.
Option 1: Universal Wallet SDK
Embed interoperable wallet capabilities into your existing app.
For teams that want full control over user experience while supporting multiple credential types and standards in one place.
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Add wallet functionality directly into your existing mobile app
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Support multiple credential formats in a single user experience
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No forced redirects to third-party wallets
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Works across iOS, Android, and React Native
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Designed for long-term evolution as standards change
Option 2: Ready-to-Use App
Use a ready-made app without sacrificing interoperability.
For organizations to have a ready-made wallet that still works across standards and ecosystems.
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Ready-to-download wallet with broad credential support
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Works across multiple issuing and verifying systems
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Built on open standards, not proprietary lock-in
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Available as whitelabeled for custom branding
FAQs
Which credential formats does the platform support today?
Indicio supports multiple credential formats today, including JSON-LD Verifiable Credentials, AnonCreds, ISO mDoc and mobile driver’s licenses (mDL), and ICAO Digital Travel Credentials, allowing organizations to use the right format for travel, government, education, or financial services without being locked into a single credential model.
Which standards and protocols are natively supported?
Indicio natively supports W3C Verifiable Credentials and Decentralized Identifiers alongside OpenID4VC and OpenID4VP, enabling credentials to move cleanly between wallets, verifiers, and ecosystems and ensuring compatibility with enterprise platforms, government systems, and EUDI wallet architectures.
Where is credential data stored and who controls it?
Credentials issued using Indicio are held by the credential holder and stored in wallets or holder-controlled environments, with data shared only through explicit consent, avoiding centralized vendor databases and supporting privacy, compliance, and data sovereignty requirements.
Does verification require calling back to the issuer or vendor?
Indicio enables independent verification using cryptographic proofs embedded in the credential, so verifiers do not need to contact the issuer, Indicio, or a central service, which is critical for reliability in travel, border control, and regulated environments.
Is the solution aligned with cross-border and regulatory frameworks?
Indicio is designed to support cross-border use cases and evolving regulations, including EUDI and eIDAS-aligned architectures and ICAO Digital Travel Credentials, allowing credentials to be reused across jurisdictions and industries without re-issuance or proprietary extensions.
No need to wait - get started today!
Enterprises and technology partners can start today with an interoperable digital wallet that works across credentials and standards now, not someday.