Verify once. Use everywhere.
Verify a customer once with authenticated biometrics and validated documents. Issue a reusable credential they carry on their phone. Every future interaction — online, on the phone, in a branch, with an AI agent — is verified cryptographically in under a second. Removes the need for repeated KYC, for storing personal data in high-risk centralized databases. Provides a simple, powerful way to bypass deepfakes.
IDEMIA’s world-leading biometric identity proofing combined with Indicio’s interoperable Verifiable Credential platform. Organizations convert trusted customer onboarding into reusable digital credentials that move instantly and securely across institutions and borders with best-in-class protection against deepfake and synthetic identity fraud.
IDEMIA's root-of-trust verification with liveness detection and document authentication.
Verified identity converted into a reusable Verifiable Credential the customer controls.
Standards-based interoperability for KYC, stablecoins, digital assets, and DeFi compliance.
The end-to-end flow: IDEMIA’s root-of-trust biometric identity proofing — liveness detection, document authentication, biometric binding — converts into a portable Verifiable Credential the customer controls. See onboarding, credential issuance, and biometric-authenticated account access from a single demo.
Watch on YouTube →Use cases
Where reusable identity transforms finance
The same technology deployed for government-grade border security can now be applied to your compliance stack.
Customer proves identity once. The credential satisfies KYC/CDD requirements at every subsequent institution, which means no repeated document uploads, no redundant checks. Biometric binding ensures only the real customer can present it.
Card-present and remote payment authentication using biometric Verifiable Credentials. SCA-compliant without SMS OTP. The customer biometric is bound to the credential on their device, cryptographically verified, and can be checked against their face, fingerprint, iris, or voice. No biometric storage needed.
Wallet onboarding meets Travel Rule and MiCA requirements. The customer proves compliance without handing over raw personal data. Portable credentials clear KYC across exchanges and custodians.
A credential issued in one jurisdiction satisfies requirements in another. Onboarding at the speed of digital. The same verified identity works for sender, receiver, and every intermediary in the chain.
AI agents that authenticate banking customers
For the first time, AI agents deployed by banks and financial institutions can cryptographically verify customer identity using Verifiable Credentials held in digital wallets — eliminating reliance on passwords, document review, and perception-based biometrics. This transforms AI agents from informational chatbots into fully authorized service channels capable of executing account changes, processing transactions, and handling sensitive requests.
AI agents verify customer identity at the start of every interaction without routing to a human. Transforms chatbots into fully authorized service channels for account changes, transactions, and sensitive requests.
AI-generated deepfakes cannot forge cryptographic signatures. Verification relies on mathematical proof rather than perception — closing the attack vector driving the fastest-growing category of financial fraud.
Customers complete identity verification once and receive a portable credential they can present to any participating institution. Eliminates redundant KYC, reduces onboarding time, and improves conversion rates.
More than just identity for agents and customers, ProvenAI is a trust orchestration layer that lets AI agents navigate disparate systems securely with delegated authority, portable governance files, and full audit trails.
Next step
See reusable KYC working with your compliance stack
Bring your use case — retail banking, payments, digital assets, cross-border — and we’ll map it to the platform. We’ll walk through partner integrations, the credential lifecycle, and what deployment looks like.